:root{--navy:#071b3a;--blue:#114fd1;--green:#17a855;--orange:#ffb000;--bg:#f6f8fc;--text:#172033;--muted:#5d6a7e;--white:#fff;--line:#e4e9f3;--shadow:0 22px 70px rgba(7,27,58,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.55}a{color:inherit;text-decoration:none}.topbar{position:sticky;top:0;z-index:10;display:flex;align-items:center;justify-content:space-between;padding:14px 6%;background:rgba(255,255,255,.94);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy)}.logo{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--navy);color:#fff}.top-call{padding:10px 16px;border-radius:999px;background:var(--orange);font-weight:800;color:#171000}.hero{display:grid;grid-template-columns:1.15fr .85fr;gap:34px;align-items:center;padding:70px 6% 50px;background:linear-gradient(135deg,#071b3a 0%,#0a2d64 55%,#114fd1 100%);color:#fff}.eyebrow{margin:0 0 10px;font-size:13px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:var(--orange)}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(36px,5vw,68px);line-height:1.03;margin-bottom:18px}h2{font-size:clamp(26px,3vw,42px);line-height:1.1;margin-bottom:14px;color:var(--navy)}.hero h2,.hero h3,.hero .quote-card h2{color:var(--navy)}.lead{font-size:20px;color:#dce7ff;max-width:650px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.hero-actions.center{justify-content:center}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:14px 24px;border-radius:14px;font-weight:900}.btn-primary{background:var(--orange);color:#130d00}.btn-whatsapp{background:var(--green);color:#fff}.trust-list{display:grid;gap:9px;margin:18px 0 0;padding:0;list-style:none;color:#eaf1ff}.trust-list li:before{content:"✓";margin-right:8px;color:var(--orange);font-weight:900}.quote-card{background:#fff;color:var(--text);border-radius:26px;padding:30px;box-shadow:var(--shadow)}.quote-card p{color:var(--muted)}.full-btn{display:block;text-align:center;background:var(--green);color:white;padding:15px 20px;border-radius:14px;font-weight:900;margin:18px 0}.quote-card small{color:var(--muted)}.strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);margin:0 6%;transform:translateY(-20px);border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}.strip div{background:#fff;padding:22px}.strip strong{display:block;color:var(--navy);font-size:18px}.strip span{color:var(--muted);font-size:14px}.section{padding:58px 6%}.section-head{max-width:820px;margin:0 auto 28px;text-align:center}.section-head p{color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card,.notice{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:0 10px 30px rgba(7,27,58,.06)}.card h3{color:var(--navy)}.card p,.notice p,.split p,.faq p{color:var(--muted)}.split{display:grid;grid-template-columns:1fr .8fr;gap:24px;align-items:center;background:#fff}.checklist{padding:0;margin:24px 0 0;display:grid;gap:12px;list-style:none}.checklist li{padding-left:30px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.notice{border:2px solid #d9e5ff}.notice h3{color:var(--navy);font-size:24px}.area-tags{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}.area-tags span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 15px;font-weight:700;color:var(--navy)}.faq details{max-width:900px;margin:10px auto;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}.faq summary{cursor:pointer;font-weight:900;color:var(--navy)}.cta-section{text-align:center;padding:58px 6%;background:var(--navy);color:#fff}.cta-section h2{color:#fff}.cta-section p{color:#dce7ff}.footer{display:grid;grid-template-columns:2fr 1fr 1fr;gap:20px;padding:34px 6% 90px;background:#030b18;color:#dfe8f8}.footer p{color:#a9b7cc;margin:8px 0 0}.sticky-actions{position:fixed;left:0;right:0;bottom:0;z-index:50;display:grid;grid-template-columns:1fr 1fr}.sticky-actions a{text-align:center;padding:17px 10px;color:#fff;font-weight:900;letter-spacing:.04em}.sticky-whatsapp{background:var(--green)}.sticky-call{background:var(--navy)}@media(max-width:900px){.hero,.split{grid-template-columns:1fr}.strip,.cards,.footer{grid-template-columns:1fr}.strip{transform:none;margin:0}.topbar{padding:12px 4%}.hero,.section,.cta-section{padding-left:4%;padding-right:4%}.top-call{display:none}.quote-card{padding:22px}body{padding-bottom:54px}}